Emilie, in my experience providing the access to affordable finance at community level needs a variety of solutions, selected to be appropriate to the local context - it could be VSLAs with small sums of money saved every week, it could be informal farmer associations with the opportunity to extend interest-free credit to a block of farmers and get it paid back later in a block, or it could be pioneering financial literacy training that helps farmers and their families better manage household financing, or more entrepreneurial “bridging finance” that helps farmers make ends meet between sewing and harvesting, or harvesting and first level processing.